Property purchase
For farmers, ranchers, vineyard owners, and rural property owners considering a farm, ranch, vineyard, or acreage purchase.
The property, intended use, and timingExplore purchase financingFinancing for farm & ranch properties
Farm & ranch financing.
Farmers, ranchers, vineyard owners, and rural property owners can share a financing scenario through the public form. An inquiry does not determine eligibility, approval, rates, terms, or funding.
For brokers, accountants, attorneys, and other professional referral partners: Submit a referral inquiry
Start with the goal
A financing conversation shaped around your next move.
Farmers, ranchers, vineyard owners, and rural property owners can choose a financing purpose and share the property, operation, and timing details that matter.
| Financing path | A scenario to discuss | A useful starting detail |
|---|---|---|
| Property purchase | For farmers, ranchers, vineyard owners, and rural property owners considering a farm, ranch, vineyard, or acreage purchase. | The property, intended use, and timingExplore purchase financing |
| Refinance | Refinancing for farmers, ranchers, vineyard owners, and rural property owners. | Amount, property type, and locationExplore refinancing |
| Operating capital | Capital needs connected to an active farm or ranch operation. | The operation and amount under considerationExplore operating capital financing |
| Debt restructuring | For farmers, ranchers, vineyard owners, or rural property owners facing a debt situation that needs a fresh look, including after a bank decline. | What is due, when, and what has changedExplore debt restructuring details |
| Montana financing resources | Official Montana and federal agricultural financing resources, separate from C 45 Group’s published scenario parameters. | State program and federal resourcesExplore Montana financing resources |
Refinance
Refinancing for farmers, ranchers, vineyard owners, and rural property owners.
Amount, property type, and locationExplore refinancingOperating capital
Capital needs connected to an active farm or ranch operation.
The operation and amount under considerationExplore operating capital financingDebt restructuring
For farmers, ranchers, vineyard owners, or rural property owners facing a debt situation that needs a fresh look, including after a bank decline.
What is due, when, and what has changedExplore debt restructuring detailsMontana financing resources
Official Montana and federal agricultural financing resources, separate from C 45 Group’s published scenario parameters.
State program and federal resourcesExplore Montana financing resourcesScenarios from $350,000 to $50 million, across the United States.
Talk through your scenarioIllustrative payment estimate
Start with a payment or an amount.
Estimate a monthly payment from a loan amount, or work backward from a target payment to an illustrative loan amount using your assumed rate and repayment term.
These hypothetical calculations use only the assumptions entered here. They do not represent underwriting, eligibility, or C 45 Group LLC rates. They are estimates only; they do not establish financing terms and are not an offer or approval. Inputs stay in this browser unless you choose to carry an estimate into a scenario request.
Sample assumptions: $1,000,000, 7.00% annual rate, and 20 years. Change any value to model your own scenario.
Illustrative estimate
- Estimated monthly payment
- $7,752.99
- Estimated total interest
- $860,717.45
Based on 240 equal monthly payments. Principal and interest only; excludes taxes, insurance, fees, and other charges.
This is an estimate only. It does not establish financing terms and is not an offer or approval.
C 45 Group LLC · Financing estimate
Illustrative payment estimate
Estimate only — it does not establish financing terms and is not an offer or approval.
Input assumptions
- Loan amount
- $1,000,000.00
- Assumed annual rate
- 7.00%
- Loan term
- 20 years
Calculated figures
- Estimated monthly payment
- $7,752.99
- Estimated total interest
- $860,717.45
- Payment count
- 240 monthly payments
Principal and interest only; excludes taxes, insurance, fees, and other charges.
This estimate does not establish financing terms and is not an offer or approval.
Printing only opens your browser’s print dialog. It does not send this estimate or submit a financing or scenario request.
Opens the print dialog only; no request is submitted.
Carry this estimate into a scenario request
Review and edit the assumptions before anything is submitted.
Target payment to loan amount
What loan amount could fit this payment?
Sample starting values: $7,753 per month, 7% assumed annual rate, and 20 years. Change each value to model your own hypothetical scenario.
Hypothetical estimate
- Estimated loan amount
- $1,000,001.37
Based on 240 equal monthly principal-and-interest payments; excludes taxes, insurance, fees, and other charges.
C 45 Group LLC · Financing estimate
Illustrative target-payment estimate
Estimate only — not an offer, approval, or guarantee.
Input assumptions
- Target monthly payment
- $7,753.00
- Assumed annual rate
- 7.00%
- Repayment term
- 20 years
Calculated figures
- Estimated loan amount
- $1,000,001.37
- Payment count
- 240 monthly payments
Based on equal monthly principal-and-interest payments; excludes taxes, insurance, fees, and other charges.
This calculation uses only your inputs. It does not represent underwriting, eligibility, C 45 Group LLC rates, an offer, approval, or loan terms.
Printing only opens your browser’s print dialog. It does not send this estimate or submit a financing or scenario request.
This hypothetical calculation uses only your inputs. It does not represent underwriting, eligibility, C 45 Group LLC rates, an offer, approval, or loan terms.
Opens the print dialog only; no request is submitted.
A wider view of rural property
Land has context. So does financing.
Some properties do not fit a standard checklist. Start with what is there and what you want to do next.
Bare land
Acreage without a conventional home or established improvements.
Unpermitted structures
Properties where the buildings need context, not a quick assumption.
Wineries & vineyards
Specialty agricultural properties and their operating realities.
Cattle & horse operations
Working land for livestock, equestrian use, or a mixed operation.
Not sure how your property will be viewed? That is a good place to begin.
Explore vineyard & winery financing Explore cattle & horse property financing Explore bare land & unpermitted structures Explore Montana financing resources Browse educational resourcesSubmit a financing scenarioTell us what you are working with
Start with a short scenario.
Share a few basics about the property and financing goal. Save the scenario and revisit its confirmation after a browser reload—no account required.
Typical scenario range$350,000–$50 millionServing rural properties in all 50 states